Insurance Risk Management Expert Witness

Expert Witness No. 334

Southern California

BUSINESS EXPERIENCE

1984 - present
Principal, Risk Management Consultant, Riverside California
Services include claims adjusting and investigation, risk management consulting, loss control consulting, maintenance management consulting and expert witness services.
Projects include retention as an expert witness/ consultant in the following areas:

-         Safety procedures in construction industry
-         Develop safety procedures and conduct safety inspections for the California Construction Rental Equipment Association.
-         Analysis of trucking claims and losses in the garbage hauling industry.
-         Development and implementation of driver training programs.
-         Safety training for Associated General Contractors

Claims Adjusting includes:
-         Major product liability losses
-         Property claims
-         Business interruption claims
-         Construction claims
-         Childcare facilities
-         Trucking and fleet claims
-         School-related claims

Major Clients include:
-         California Construction Rental Equipment Association
-         YMCA
-         J.B. Hunt Trucking
-         Associated General Contractors
-         Insurance Companies
Fireman's Fund, Coregis Insurance
Kemper Insurance, Maryland Casualty      

1993 to present
Risk Manager, Community College District, California.
Responsibilities include:
RISK MANAGEMENT:       Development and implementation of self-insured programs for liability, property and workers' compensation.

CLAIMS MANAGEMENT:  Supervise the administration of self-insured claims for liability, property and workers' compensation.

SAFETY AND LOSS CONTROL:  Development of programs, including:

-         Three community college campus with over 35,000 students and 2,300 employees; this includes preparing and executing:
-         Injury and Illness Prevention Program
-         Hazard Communication Program
-         Bloodborne Pathogen Program
-         Ergonomics Compliance Program
-         Monitoring on-campus contractors to ensure safe operations.
-         Monitoring safety procedures on over $100 Million in construction by contractors on District property.
-         Inspection programs for equipment and plant facilities maintenance

Developing and implementing specialized loss control programs for:
-         Auto Technology
-         Construction Technology
-         Police Academy
-         School of Nursing
-         Physician Assistants Program
-         Cosmetology Program
-         Reviewing contracts to ensure District is protected.
-         Coordinate safety programs with various school districts for nearly 3,000 high school students taking college courses at the high schools;
-         Develop and implement safety programs for     childcare facilities on three campuses with nearly 200 children.
-         Development and implement safety programs for on-campus programs for 12,000 school age children involved in community service programs.
-         Initiate and coordinate safety procedures for athletics programs.

1981 to1993
Vice President, Risk Management for US Rentals, Inc.  Supervised a staff of twelve including
five professionals responsibilities included:
CORPORATE MANAGEMENT
-  Participated in budget meetings, unit evaluations, and acquisition teams.

RISK MANAGEMENT
- Developed and implemented self-insured liability, property and workers' compensation programs.

CLAIMS MANAGEMENT:
-         Claims Administration and Litigation Management:
-         Liability - managed self-insured and self-administered programs with $2 Million SIR; supervised independent adjusters and managed litigation.
-         Worker's Compensation - managed self-insured and self-administered program; supervised TPA and legal counsel.

SAFETY AND LOSS CONTROL
-         Risk Control: responsible for developing and implementing risk control procedures for product liability, fleet safety and worker's compensation; reviewed all major contracts.
-         Maintenance Management: responsible for developing and implementing a comprehensive maintenance management program for over 40 locations and a $100,000,000 equipment fleet.
-         Inspection Program: conducted inspections and supervised other inspections of safety and maintenance programs.

1971 to 1981
CLAIMS MANAGER for the Riverside, California office of Royal Insurance Royal Insurance.
Multiline claims operations, which included:
-         auto liability property claims
-         construction liability, commercial liability
-         product liability, workers' compensation

1976/77: CLAIMS MANAGER, Salt Lake City, UT
1974/76: CLAIMS SUPERVISOR, Denver, CO
1971/74: CLAIMS REPRESENTATIVE, San Diego, CA

MILITARY SERVICE

United State Marine Corps, 1962 - 1968.  Sergeant (E-5).  Military Occupational Specialty - Electronics Technician.  Assignments included:
-  Radio Repairman, Elect Maint Co, 3rd FSR, Camp Pendleton, CA   
-  Assist Operations Chief, Maint Company, FSLU-1, Chu Lai, Vietnam
-  Maintenance Section Chief, MWCS-2, MAW-2, Cherry Point, NC
-  Other duties included:
Truck Driver (up to 5 ton trucks)
Maintaining and operating 15 KW generators and other equipment

EDUCATION

Masters in Public Administration, California State University, 2000.  B.A. in Economics; double minor, Accounting and Finance; Graduated with Distinction in Economics; San Diego State University, 1971.

PROFESSIONAL TRAINING

Attended various seminars at the Vale Technical Schools, Risk and Insurance Management Society, The Insurance Institute of America, University of California Extension, Irvine and the University of California Extension, Riverside.  These seminars included:

-         Auto Damage Appraisals
-         Hazardous Materials Management
-         Safety and Loss Control
-         Accident Prevention

PROFESSIONAL DESIGNATIONS

- CHARTERED PROPERTY AND CASUALTY UNDERWRITER, 1979
- ASSOCIATE IN CLAIMS, 1981
- ASSOCIATE IN RISK MANAGEMENT, 1983
- LICENSED ADJUSTER, STATE OF CALIFORNIA, 1986

PROFESSIONAL ACTIVITIES

- Past President, Orange Empire Chapter of Risk and Insurance Management Society, 1985 - 1986
- Past President, Riverside - San Bernardino Claims Managers Council, 1980 – 1981

- Instructor, Insurance Educational Association, 1980 - 2002.      Courses taught include:
-         Essentials of Risk Management
-         Essentials of Risk Control
-         Associate in Claims Program
-         Property Loss Adjusting
-         Liability Claims Adjusting
  Workshops taught include:
-         Disaster Planning
-         Property Loss Adjusting
-         Handling Construction Claims
-         Introduction to Claims and Loss Control

- Member, Defense Research Institute.
- Member, National Safety Council
- Member, Associated General Contractors
- Member, American Society of Safety Engineers
- Member, Equipment Maintenance Council
- Member, Equipment Manufacturers' Institute

- Instructor at University of California, Riverside and Irvine campuses, in the Risk Management, Safety and Hazardous Materials programs.

- Instructor of Construction Safety at Riverside Community College District in the Construction Program conducted in conjunction with the Associated General Contractors.

References available on request

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